Buying A Property

As an Independent Adviser, I can look across the whole of the market to find the deal that best suits your needs. Sometimes there are special offers which are only available through Independent Financial Advisers.

If there is anything I cannot deal with, I will try to find someone who can help, for example with commercial borrowing.

I can help you to think through all the different types of mortgage and repayment schemes, and to decide which features are most important to you.

I know that it is a struggle for many people to get onto the housing ladder, and I think that it is really important not to over-stretch on borrowing, and risk losing your home.

If you already have a mortgage, which is coming to the end of a fixed term, you may need to re-mortgage. I can help you find a new deal to suit your requirements.

The credit crunch is currently making it very difficult for many people to get new mortgaages or change existing ones. I keep up to date with new offers in the market-place, and when the situation eases, I will be able to help clients take advantage of the best options available via IFAs.

I do not normally charge a fee for this type of advice. If your circumstances are such that I might do several hours' work for you without recompense, I will discuss fees with you before starting the work. For example, if I provide you with a written recommendation and you then decide not to proceed, a fee of £500 may be payable.