Budgeting
Fundamental to financial planning is to know how much money you receive each month, how much goes on fixed expenditure, and how much is at your discretion.
There’s always a balance between living for today and putting by for tomorrow. Sometimes I have to point out the implications of going too far in one direction or the other. My aim is to keep you in control.
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Monthly income and expenditure sheet
Retirement income and expenditure sheet
While I am gathering information about your finances from life assurance, pension and investment companies, you may be doing your budget figures, so that we can clarify your need for income, outgoings and perhaps how much you can afford to save.
When I have all the information, I analyse it and put together written recommendations to help you achieve your goals. |
